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PennyMac Mortgage Underwriter in St. Louis, Missouri


Ensures that the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. Held accountable for quality and accuracy of decisions.

Job Description

  • Decisions full range of mortgage loans, preferably including FHA loans

  • Review all mortgage applications and documentation for accuracy and completeness

  • Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues

  • Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials

  • Approve or deny mortgages on a timely basis

  • Ensure the quality and accuracy of each loan

  • Perform other related duties as required and assigned

  • Demonstrate behaviors which are aligned with the organization’s desired culture and values

Ideal Candidate will have the following:

  • Min 3 years of mortgage underwriting experience required

  • Solid knowledge of mortgage underwriting and of basic automated underwriting systems.

  • Demonstrated computer skills, including proficiency with basic automated underwriting systems

  • Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act

  • Knowledge of state and federal agency mortgage loan guidelines and regulations helpful

  • Organized and detail oriented

  • Ability to effectively prioritize workload and meet deadlines

  • Ability to maintain confidentiality of sensitive information

  • Strong communication skills, both verbal and written

Years of Experience:



Bachelor's Degree

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Requisition ID 21-22097

Location US-MO-St. Louis

Position Type Regular

Category Underwriting

Education Bachelor's Degree

Years of Experience 3