Dickinson Financial Corporation KYC Analyst in Kansas City, Missouri


The KYC Analyst is responsible for performing comprehensive reviews and investigations of new customer and account relationships that are determined to be of elevated risk to the Bank. The KYC Analyst will be required to draft thorough narratives of research findings and conclude if businesses and consumers need additional monitoring to include case management and SAR filing. This position requires a strong understanding of BSA/AML processes and logic.

Primary Duties:

  • Receive assignment of new customer and account relationship cases determined to be of elevated risk to the Bank, as determined by the KYC Officer.

  • Conduct comprehensive investigations of customers by utilizing CIP information, occupation, line of business, income methods, and transaction activity.

  • Make sound, risk-based conclusions and recommendations to clear activity or conduct additional monitoring.

  • Contact branch associates and other business units for clarification of customer activity, as needed.

  • Provide coaching to branch associates about accurate and thorough Due Diligence and risk.

  • Maintain and organize a high volume of case documentation, including bank statements, transaction images, and account opening documents.

  • Perform transaction analysis of several types of businesses and capture a strong understanding of account purposes. Document in detail those findings.

  • Meet high volume of daily case review deadlines.

  • Meet case management and SAR filing deadlines, generally on a monthly basis.

  • Communicates research findings and progress with the KYC Officer.

  • Provide alert and case support to additional BSA Analyst staff, as needed.

  • Other duties as needed by the KYC Officer, Assistant BSA Officer, and BSA Officer.

  • Maintain knowledge of industry regulation, including Beneficial Ownership requirements which took effect in May 2018.

Minimum Qualifications:

  • One year of investigations experience in BSA/AML compliance.

  • Two years of overall banking experience, preferably in account opening or transaction processing.

  • Keen attention to small detail.

  • Ability to identify potentially suspicious customer activity.

  • Strong writing skill and syntax.

  • Excellent time management skills in order to meet multiple deadlines.

  • Ability to handle confidential information in a professional manner.

  • Ability to adapt to changing duties and regulations.

  • Flexibility to work independently and in conjunction with other team members in an office environment.

  • Demonstrated ability to multitask.

  • Decision-making ability in complex scenarios.

  • Good understanding of banking operations.

  • Ability to establish working with relationships with branch associates and other business units.

Preferred Qualifications:

  • One+ years in BSA/AML compliance investigations

  • Bachelor's degree, preferably in a finance-related field or in criminal justice.

  • Experience in Banker's Toolbox and BAM+ software, or other AML software.

Physical Requirements:

The work environment is typical of a standard office setting. The position is sedentary, exerting 0 -- 10 lbs. of force occasionally and/or a negligible amount of force frequently. It involves sitting most of the time but may also involve walking or standing for brief periods of time. Reaching may be required involving extending arms in any direction. Office equipment, such as a computer and telephone will be used requiring the use of hands and fingers to manipulate a keyboard or keypad. Visual ability to read a computer screen or written documents is necessary. Speaking ability to express or exchange ideas; impart oral information to customers or to the public; or convey detailed or important spoken instructions by means of the spoken word is required. Hearing is necessary to receive detailed information through oral communication.

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, age, marital status, gender identity, national origin, ancestry, protected veteran or military status, disability, pregnancy, genetic information or any other characteristic protected by applicable law.

Armed Forces Bank and Academy Bank are equal employment/affirmative action employers. If you need accommodation for any part of the employment process because of a medical condition or disability, please send an e-mail to humanresources@dfckc.com or call 816-412-6081 to let us know the nature of your request.